Comprehensive advice on your pension and retirement needs

Looking for advice on annuities, impaired life annuities, income drawdown? Feel free to call us today for a free consultation

Helping you select the right pension scheme

Pensions can be a complex area, right from selecting the best one to build up your retirement funds to deciding how to draw income when you retire. At Ingard IFM, we can help to demystify every step of this process. We offer professional and clear advice on retirement schemes and the options that are available to provide you the income you want, and the features and flexibility you need.

This includes advice, both initially and ongoing, on the right asset allocation and fund choice as well as a suitable and efficient way to draw income when you need it. Even a difference of 2% per annum in performance can result in thousands of pounds difference over the life of a pension so, it is vital you get the right advice on how to help maximise this within the level of risk you are comfortable taking.

There are many available vehicles with which to draw an income from your pension, lifetime annuities, enhanced lifetime annuities (for those with potentially life-limiting conditions), Income Drawdown and Phased retirement to name a few. We can help and guide you through the choices when you need to start drawing an income, so you select the right one for you.

We can provide advice on:

  • Building up a pension fund
  • Lifetime annuities
  • Enhanced annuities
  • Options at retirement
  • Income drawdown
  • Phased retirement
  • Protecting your pension for beneficiaries

If you need assistance choosing the right pension income vehicle for you or maintaining your pension portfolio pre or post retirement on the Isle of Wight, call Ingard IFM on: